Liquidity remains a huge challenge facing our industry today. Articles that discuss liquidity fill the pages of credit union trade publications. A recent analysis of the credit unions in our extended enterprise showed that 20% were over 90% loan-to-share and nearly 60% were less than 65% ‘loaned out.’ It is clear that liquidity challenges, as well as opportunities, exist on each side of the ledger.
The concept of Cooperative Liquidity Exchange (CLE) is being created to act as a catalyst for communication between our credit union partners on all sides of the loan-to-share spectrum. Many interesting investment opportunities with your peers exist within our CUSO NETWORK. The vision of CLE is to raise the collective awareness of these investment opportunities and, where necessary, provide the services to help facilitate.