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- Xtend, Inc. is a credit union service organization (CUSO) formed in 2002 with the sole purpose of increasing the competitive advantage of its owning credit unions through strategic products, services, and partnerships. It's the old adage of the whole being greater than the sum of its parts. By utilizing our wide array of branded services, credit unions are able to reduce operating expenses, increase revenues, and communicate more effectively with their members. Through our strategic partner relationships we are able to help credit unions gain access to new markets and member service opportunities, while at the same time helping our partners become more successful.